Debt Payoff, Mommy Life, Saving Money

How to Deal with Money Struggles

So I've been feeling a bit discouraged lately guys. I've got a major case of the money struggles. As you know, we saved our emergency fund in 6 weeks. It was super hard and to be honest I felt super accomplished after that. With something like financial goals, it's the little victories that keep you… Continue reading How to Deal with Money Struggles

Debt Payoff, Saving Money

How to Make a Debt Snowball

We are now officially in baby step two of Dave Ramsey's baby steps to financial freedom, the debt snowball. This is by far the hardest, and probably longest step of the baby steps. We have a total of $40,000 to pay off before we are debt free from everything but our house. That's a whole… Continue reading How to Make a Debt Snowball

Debt Payoff, Saving Money

Save Your Emergency Fund in 6 Weeks

Our emergency fund is DONE!!!! We officially saved an $1000 emergency fund in 6 weeks. Yeah, that's right. I said 6 weeks. How in the world did we save $800 in 6 weeks?? Well let me just tell you how. *Note: not all of our ways are typical for everyone   Don't pay extra payments… Continue reading Save Your Emergency Fund in 6 Weeks

Debt Payoff, Saving Money

Cash is Better Than Plastic

I've learned over the past few years that if I ever wanted to stick to a budget, I had to use cash. I don't know what it is about using a debit card that makes me not stick to a budget. Maybe it's because I need to physically see the cash leave my hand to… Continue reading Cash is Better Than Plastic

Debt Payoff

One Baby Step At a Time

In the process of saving money and paying off debt, I thought it was important to talk about our process that we're following to achieve success. First off, let me just say how much I love Dave Ramsey. I have followed him and learned from him since I started college in 2009. He is such… Continue reading One Baby Step At a Time

Debt Payoff, Saving Money

Ways to Save Money When You Have None

* This post contains affiliate links One of our first steps this month was to save money again since our emergency fund was blown away with a major car repair recently. One of the most intimidating things to get started is figuring out where to get extra money. Especially when you feel like you're living… Continue reading Ways to Save Money When You Have None