Debt Payoff, Saving Money

Rules for credit cards

So I'm going to start off by saying that I DO NOT recommend using credit cards when you're trying to get out of debt. It is never good to keep using them while you're in the debt snowball because you will never get anywhere if you still keep adding debt. Think of it as your… Continue reading Rules for credit cards

Mommy Life, Saving Money

6 things to live without while paying off debt

*This post contains affiliate links* In our marriage, Robert and I have learned a few things about how to communicate about money. In that we've learned about what are our priorities in life, and what we can live without. We have also learned that living on your own (vs. living with your parents) sucks the… Continue reading 6 things to live without while paying off debt

Debt Payoff, Mommy Life, Saving Money

How to Deal with Money Struggles

So I've been feeling a bit discouraged lately guys. I've got a major case of the money struggles. As you know, we saved our emergency fund in 6 weeks. It was super hard and to be honest I felt super accomplished after that. With something like financial goals, it's the little victories that keep you… Continue reading How to Deal with Money Struggles

Debt Payoff, Saving Money

How to Make a Debt Snowball

We are now officially in baby step two of Dave Ramsey's baby steps to financial freedom, the debt snowball. This is by far the hardest, and probably longest step of the baby steps. We have a total of $40,000 to pay off before we are debt free from everything but our house. That's a whole… Continue reading How to Make a Debt Snowball

Debt Payoff

One Baby Step At a Time

In the process of saving money and paying off debt, I thought it was important to talk about our process that we're following to achieve success. First off, let me just say how much I love Dave Ramsey. I have followed him and learned from him since I started college in 2009. He is such… Continue reading One Baby Step At a Time